"Except as provided in this paragraph, the individual health insurance issuer offering such coverage does not enroll any individual in such coverage if the first effective date of coverage is on or after the first day" of the year the legislation becomes law.
So we can all keep our coverage, just as promised — with, of course, exceptions: Those who currently have private individual coverage won't be able to change it. Nor will those who leave a company to work for themselves be free to buy individual plans from private carriers.
So if you own your own business and buy individual coverage I hope you like it because you are stuck with it. So what happens if Humana changes some of the rules on you or raises your co-pay or something. You can't take your business to Blue Cross/Blue Shield because you are stuck with Humana by law.Or you can simply enter the public plan and be at the whim of the same people that gave your the DMV and the Post Office. It is such a sneaky little way to get people into the public plan that it is ingenious. Freeze people in their insurance carrier and then force them to either sign up for the government plan or pay a 3.5% penalty for not having insurance. This one paragraph is a dagger aimed right at the heart of the private contractor industry.
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